Retirement and Financial Planning

Richard L. Dorigatti, MAcc, CVA, CPA’s approach to retirement and financial planning focuses on the integration of several premises. Rather than piece meal planning, which may resolve an issue at the current time. He assists you in preparing a complete structure, which considers income taxes, estate taxes, liability protection, and cash flow together. It begins with an inventory of your current income, assets, liabilities and other key financial aspects in your life. Then Mr. Dorigatti explores with you, your financial goals for the future: when you want to retire, standard of living issues, business succession, and asset transfers. He serves as a coordinator in this process working with your attorney, insurance agents, and investment consultants as a team. It is Mr. Dorigatti’s belief that most individuals are uncomfortable with their current retirement plans. He believes this is a result of lack of communication between the professionals assisting in the process; each professional not being aware of what the others are recommending, and each having a different understanding of your current situation and future objectives. Mr. Dorigatti does not practice law nor does he sell any investments or insurance products. He prides himself in being independent and avoiding any situation which could question his integrity. Mr. Dorigatti strives to give you a peace of mind concerning your future. He also consults on qualified and non-qualified retirement plans.